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Hepster

This German insurance company was founded in 2016, offering insurance services for sports equipment at a higher cost. They strive for excellence with a vision to create the best experience for their valued customers. They are successful due to their modern technology, quality services, and efficiency. Their insurance has a very quick and online sign-up process covering theft, accidents, and wear and tear. They offer their services both for casual bikes and E-bikes.

best hepster cycle insurance in germany [Image Credits: expatguidegermany]

Insurance Subscriptions by Hepster

This option is very good for those needing an insurance plan for a specific period, for example, summer, race, or tour. They offer two kinds of covers, as mentioned below;

1. Monthly subscription
2. Annual subscription

You can choose an annual subscription due to the given key facts.

• They offer one-time protection of 7 to 30 days.
• Annual cover starts from 5 Euros per month (60 Euros per year).
• The price and rate also depend on the price of the bike.
• There are no deductions if you have an annual subscription to Hepster.
• You can cancel your subscription after three days when one year of the contract has passed.

Insurance Coverage by Hepster

Coverage is available for;

• Bikes with carbon frame
• Spare parts of your bicycle
• Both private and professional use
• Both borrowed and rented bike
• Bike accessories
• Battery protection
• Luggage 

Benefits of Hepster

• It is a great option for those with expensive bikes or bicycles, even 10000 Euros.
• It covers losses due to theft and burglary.
• They pay for the wear and tear due to accidents.
• There is no limit on the purchase price of the bicycles.
• They also protect bikes with carbon frames that other insurance companies do not offer, so it is one of the best bicycle insurance in Germany.
• There is no age restriction by Hepster.
• They pay for the restoration value of the bicycle.
• They offer their services worldwide.
• Their customer support and protection are available 24 hours.
• If your bike is older than 1 year, you must wait for 6 weeks to get your bike insured.

Drawback of Hepster

• The major drawback is that the website is only in German.
• Hepster does not offer customer support and application in English.
• Protection against wear and tear has a waiting time of 4 months.
• Wear and tear is only for bicycles not older than 3 years.